Panorama Residents Know How to Have the Happiest Retirement

Written by Matt Murry, Panorama Director of Operations, for the October 2014 Panorama News.

I must admit I really enjoy “surfing the internet”. Anything I am interested in at the moment will have an abundance of information available by typing a few simple words. A couple of weeks ago while on the web, I ran across a number of interesting articles about retiring. This is not only interesting because of my profession but because I see firsthand how well Panorama residents retire and the accomplishments they have long after they have retired. Although I am many years away from this myself, and because of working at Panorama, it is a time I look forward to. One of the articles immediately reminded me of Panorama. It was called “Tips for a Happy Retirement”. It seems as if every resident that lives at Panorama must have not only read it, but studied it and acted out each tip perfectly.

Make life plans.

It’s important to plan for the non-financial aspect of retirement living by considering what will make you happy. Maybe you’ll climb Mt. Kilimanjaro, go dog sledding in Alaska, make time to write that novel you’ve been thinking about, or even continue to work part-time. Make a life plan and tick off your experiences as you move ahead. I see and hear about amazing adventures, hobbies, athletic events, and vacations every week at Panorama.

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Find a purpose.

Look for things you can do on an ongoing basis that bring you joy and add structure to your life. This can include travel, hobbies or even training for a new career. This is an area I see residents enjoy daily as I walk through the Quinault , Aquatic Center, the grounds.

Keep your mind sharp.

“Use it or lose it” applies to your brain. If you feel the need to replace the intellectual stimulation you found at work, try learning a foreign language or a musical instrument, or join a book club. Lifelong learning offers many opportunities to keep your mind sharp. This is another category with endless opportunities at Panorama and if we don’t already have it, you are encouraged to start it.

Volunteer.

Getting involved in your community is a great way to give back, and it’s a wonderful opportunity to interact with people and make new friends. Could you imagine the Patio Sale without volunteers, or the Auditorium, or Resident Council?

Develop new friendships.

A measurement of whether people are successful at retirement living is the strength of their social network—that includes family and friends. Check out groups that help you meet new people or join community or religious organizations that have members who share your interests. It’s possible to meet people and make new friends even if it’s difficult to get around.  It is scientific fact people live longer when surrounded by other people.PeaPatchFriends_Compressed

Remain healthy.

Carter brought up an old adage: A lean horse for a long race. With increasing life spans, retirement living can be a long race, so get yourself in shape. That means eating well, watching your weight and staying active. When you feel good, it’s easier to stay positive and open to new experiences.

There are so many options at Panorama. The article went on to say to keep setting goals for your future: decide what you still must accomplish but never had time for in the past.

-Want to obtain a diploma that you never completed or started before?

-What instrument do you want to learn to play… flute, drums (sorry neighbors)…?

-Do you want to travel to other states or new countries?

– Learn Spanish?

The most helpful thing you could do for yourself is to think about what things you feel passionately about and then find a way to engage in it. You don’t have to think about meeting other people’s expectations; you can relax and be who you are. This is what I see from Panorama residents and it is a pleasure that we get to help support it!

A Resident’s Perspective – The Smartest Decision in Our Retirement? – Part 2

Written by Panorama resident, Mary Jo, on February 18th, 2014.

Rachel Dobry, in marketing, was patient and understanding about the hesitancy of Chris (my husband) to visit and tour Panorama.  (See my first blog written in February, 2014.)  She assured me it was normal that one of the spouses wasn’t as eager as the other to move to a retirement center.  We’d e-mail easily, or talk by phone when Chris wasn’t around.  She answered any questions about activities, meals, transportation, housing and prices and was never “pushy,” which I especially appreciated.

I gathered info and studied nuances of every possible, affordable retirement facility for us that was online in Lacey and Olympia.  I filed all packets and brochures they sent us, highlighting statistics.  Even made my own “in-a-nut-shell” large chart comparing at a “glance” the pros and cons of all potential residences.  But each had its drawbacks.

In January, 2011, Melody and John (who kept going to Lacey for job interviews, hoping to move out of Las Vegas, per my 1st   blog) did visit retirement places we might be interested in if we could swing the finances.  But I still thought we’d run out of money at each of those places…over $4,000 for a couple each month!

“Mom, Dad, you don’t want to go ANYWHERE EXCEPT PANORAMA.  No place begins to compare with Panorama.  Not only are the grounds and buildings beautiful, they have so many activities and much more to offer.  Residents seem much happier and friendlier than the other places.  Residents are walking around on the grounds, in and out of the buildings.  Even the employees are happy.  The new Convalescent/Rehab Center doesn’t look like a nursing home or hospital…wide halls.  Bright. Squeaky clean.  Lovely carpeting.  Cheerful and friendly.  And a beautiful piano, Mom! Not a single odor like some places we visited.  Dad, you like to walk.  They have a gorgeous park with fantastic mature trees. We asked tons of questions for you.  Ya’ll have to go up with us when we go back in March.  We took lots of pictures and videos.  Can’t wait to show you, Mom!”

They were exciting.  We saw pictures of other places they visited, too.

Rachel had sent us an informative packet and super DVD that answered more questions and had interviews of about ten couples/singles. On it, I looked out the windows of residents’ homes, saw the game room and restaurant.  I observed the home of residents, Jean and David H., and admired the beautiful items he’d made in Panorama’s woodworking shop. Chris watched it a few times, but I watched it often when he wasn’t home and made new lists for Rachel to answer!

Gotta find out in a few weeks about our visit with a surprise!

Mary Jo Bio

Yes, You Can Still Retire

One would think that a picture of Robert Young would engender all of the trust necessary to calm one down and believe that “it’s going to be ok.” After all, didn’t we love him as Dr.Welby for so many years? He was the “father that knows best” prior to that. This is probably why U.S. News and World Report chose him or what would appear to be a Robert Young lookalike to be the face of their cover story, “Yes! You Can Still Retire,” in their October 2009 issue. Other articles inside this magazine addressed the retirement issue from various angles and viewpoints. Best places to retire; Making the Most of Frugal Living; Getting Ahead by Putting It in Reverse were just a few of these titles. It seems the point of this retirement-focused issue is that despite the dire consequences of the past year’s financial disaster, older workers will be able to retire with careful financial planning and smart decisions. Panorama represents one of the possible avenues to a comfortable, affordable and active retirement lifestyle. An important part of Panorama’s overall structure is its financial program and pricing structure, which allows a tremendous value for its residents. In fact, the large size of the community and the broad selection of homes and styles offer a broad range in entrance fees and monthly fees that make living at Panorama affordable for a large cross section of retirees. Although many at Panorama are financially comfortable, at least 20% of the residents’ annual incomes qualify as “low income” according to the county’s standards. Those residents, whose annual income is limited, find they can live quite comfortably at Panorama. This is possible because Panorama’s financial program allows residents a wide range of choices regarding how they live, allowing them to create their own customized financial plan. The entrance fee and monthly fee make possible long term financial planning that includes taking care of a broad set of basic housing needs. With these expenses taken care of, residents have a significant amount of control over other expenses that address their own interest and taste.

140 Acre one bedroom apartment homes a great value

The humorous ad that offered the “140 acre one bedroom apartment” at Panorama was meant to explain this value. A basic and affordable one bedroom apartment not only includes a fully equipped kitchen, full bathroom and spacious living room and utility room, but it also includes all of the common areas, amenities and incorporated activities that make Panorama one of the most comfortable and beautiful places to live in the Pacific Northwest; not to mention the most affordable for the active retiree. Currently available is an excellent selection of one bedroom homes that include special financial incentives to make “retirement possible” and comfortable. Yes, although the wait list for Panorama’s larger single family homes on Chamber’s Lake or McGandy Park continues to grow, there are desirable, smaller apartment homes and some garden court cottages available now. Some of these homes have detached hobby rooms and convenient covered carports as well. A Panorama one bedroom home represents a truly marvelous value because those who live at Panorama have available to them all the activities, associations and vibrant people that make this a great place to live.

Active Retirement Community

Yes, you can still retire and enjoy a wonderful retirement, that is, if you retire to Panorama.

Yes, you can sell your home and unlock precious wealth that can fund an active and secure retirement

The adjustment in the real estate market over the past 12 to 18 months has discouraged many people who would like to live securely in their retirement years. Many of those who have expressed interest in moving to Panorama will use the equity from their home to finance their retirement. Some have delayed this move out of fear that their home will not sell in this poor economy. As reported in the news, studies and analysis by realtors are telling us that when homes are priced right they sell quickly. For many of our new residents this has in fact been the case. Some may see this as a loss in income, but in reality, most of these homes have already greatly appreciated, and selling unlocks this asset to provide not only money for a home at Panorama, but increased savings that can pay interest income for years to come. So if you are interested in a richer, fuller retirement, selling your current home may be the solution, not the hindrance. Can Panorama help you achieve an active, comfortable and affordable retirement? Yes, we can.